Townleap

Cost of Living: Bali vs New York (2026)

Indonesia vs United States — relocation comparison

Your passport:
63
Livability Score
🇮🇩 Bali
Indonesia
Full profile
56
Livability Score
🇺🇸 New York
United States
Full profile
Bali
New York
$1082/mo
Rent
$4281/mo
63/100
Livability
56/100
70/100
Safety
58/100
52/100
Healthcare
79/100
5 yr
PR path
10 yr
36 Mbps
Internet
162 Mbps
Freelance setup
UMKM
  • VAT-free under €275k
  • €200/yr accountant
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRBali is 75% cheaper on rent ($1082/mo vs $4281/mo). Indonesia gets you to permanent residency 5 years faster (5 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Bali edges ahead 63 to 56. New York isn't far behind — it depends what matters to you.
Household
Bali
Metric
New York
$1082/mo
🏠
Rent (1BR centre)
$4281/mo
$268/mo
🛒
Living costs (no rent)
$997/mo
$2,914
🧳
Cost to land
$13,582
0.3 / 100k
🔒
Homicides
3.9 / 100k
51 / 100
🚨
Crime perception
lower is better
51 / 100
29°C
☀️
Summer high
28°C
25°C
❄️
Winter low
-1°C
36 Mbps
Internet speed
162 Mbps
20 μg/m³
🌬️
Air quality (PM2.5)
13.2 μg/m³
6.4 / 10
🗳️
Democracy
7.8 / 10
25/100
🗣️
Street English
100/100
$16k
💼
GDP per capita
$86k
2.2% · Boringly steady
📈
Inflation
2.9% · Boringly steady
63 / 100
🏅
Livability Score
56 / 100
60/100 — Patchy
Grid reliability
83/100 — Mostly stable
56/100
🗽
Freedom House
80/100
5 years
📋
Time to PR
10 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Bali
$3199/mo cheaper on rent alone
🔒
Safety
Bali
0.3 homicides per 100k
🗳️
Democracy
New York
7.8/10 EIU index
🗣️
English
New York
higher proficiency score
📋
Residency
Bali
PR in 5 years

Sun

How much sky you actually get

29% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
54% clear
Win
Spr
Sum
Fall
12.6h
Shortest day
Dec
9.3h
11.6h
Longest day
Jun
15.1h

Sun clocks out early in New York's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
stable
Inflation trend
improving
tourismhospitalitydigital-nomadsurfing-culture
Industries
financemediatechfashion
nascent
Startup ecosystem
hub
60/100
Grid reliability
83/100
5 yrs
Time to PR
10 yrs
Easy
🇺🇸 Your visa
Easy
Easy
EU visa
Moderate
Easy
RU visa
Suspended
Easy
UA visa
Moderate
Partner cannot work on this visa
Spouse works
⚠️ Partner work rights are very limited
Partner pathway
Not recognized

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Life-threatening only
Abortion access
On request
14 wk
Gestational limit

Only for life-threatening emergencies or rape victims (up to 14 weeks). Highly restricted otherwise.

Post-Dobbs (2022): varies dramatically by state. Fully banned in ~14 states, protected in ~20 states.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

12/100
Rainbow Index
68/100
Not recognized
Marriage
Legal
Not allowed
Adoption
Joint adoption
No
Job protection
Yes
No
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 75% cheaper in Bali ($1082/mo vs $4281/mo for a 1BR city centre).
  • Summers are slightly warmer in Bali (29°C vs 28°C).
  • Bali is safer by homicide rate (0.3 vs 3.9 per 100k).
  • New York scores higher on democracy (7.8 vs 6.4 / 10 EIU).
  • Street-level English is easier in New York (100/100 vs 25/100).

Bali vs New York — Common Questions

Is Bali cheaper than New York?

Bali is cheaper. A 1-bedroom apartment in city centre costs around $1082/month in Bali vs $4281/month in the other city (Numbeo data).

Which is safer, Bali or New York?

Bali is statistically safer based on UNODC homicide data. Bali has a rate of 0.31 per 100,000 and New York has 3.90 per 100,000.

Should I move to Bali or New York?

Bali edges ahead 63 to 56. New York isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Bali or New York?

Bali: Indonesia Second Home Visa (complex process, 5 or 10 years). New York: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

Can I live in Bali or New York without speaking the local language?

New York is easier for street-level English (100/100) than Bali (25/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Bali vs New York?

A 1-bedroom in the centre: $1082/month in Bali, $4281/month in New York (Numbeo). That's 75% cheaper rent in Bali.

Is Bali or New York better for democracy and rule of law?

New York scores 7.8/10 on the EIU Democracy Index vs 6.4/10 for Bali. Both are functional democracies, though the gap matters if you're planning to stay long enough to care about local politics.

Is healthcare better in Bali or New York?

New York scores higher on our composite healthcare index (79/100 vs 52/100 for Bali). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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