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Cost of Living: Edinburgh vs Split (2026)

United Kingdom vs Croatia — relocation comparison

Your passport:
Edinburgh
Split
$1,620/mo
Rent

1BR centre

$1,077/mo
$40k/yr
Take-home savings

At each city's local median pay

−$9k/yr
5 yr
PR path
4-year FIG regime (Foreign Income and Gains)
Tax breaks

Open incentive regimes for newcomers

Freelance setup
Sole Trader
  • VAT-free under €105k
  • 9% social
  • €600/yr accountant
WiseStripe
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRSplit is 34% cheaper on rent ($1,077/mo vs $1,620/mo). Edinburgh scores 8.3 vs 6.5 on democracy. Both are solid options for settling down — the spreadsheet won't save you from this one.
Edinburgh and Split are almost suspiciously well-matched. Flip a coin.
Household
Edinburgh
Metric
Split
$902/mo
🛒
Living costs (no rent)
lower is better
$670/mo
$5,513
🧳
Cost to land
lower is better
$5,244
86 / 100
🛡️
Settler safety
higher is better
78 / 100
1.1 / 100k
🔒
Homicides
lower is better
0.8 / 100k
2.4 / 100k
🚗
Road deaths
lower is better
8.1 / 100k
70 / 100
🚨
Safety Index
higher is better
70 / 100
63°F
☀️
Summer high
personal taste
86°F
34°F
❄️
Winter low
personal taste
39°F
89 Mbps
Internet speed
higher is better
5.7 μg/m³
🌬️
Air quality (PM2.5)
lower is better
8.9 μg/m³
83 / 100
🏥
Healthcare
higher is better
77 / 100
8.3 / 10
🗳️
Democracy
higher is better
6.5 / 10
6.6 / 9
🤝
Migrant acceptance
higher is better
1.8 / 9
52 / 100
🏳️‍🌈
Rainbow Index
higher is better
50 / 100
100/100
🗣️
Street English
higher is better
74/100
$62k
💼
GDP per capita (PPP)
higher is better
$50k
3.3% · Boringly steady
📈
Inflation
lower is better
3.0% · Boringly steady
92/100 — Reliable
Grid reliability
higher is better
92/100
🗽
Freedom House
higher is better
A median Software Engineer in Edinburgh takes home $7,241/mo under Standard employee. In Split: $2,122/mo under Standard employee.
$5,119/mo more in Edinburgh
🎯 Edinburgh's 4-year FIG regime (Foreign Income and Gains) isn't modelled above — if you qualify, take-home would be $6,522/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$117k
💰
Gross income
$38k
−$26k
🏛️
Income tax
Standard employee
−$5k
−$5k
🛡️
Social contributions
−$8k
$87k/yr
$7k/mo
💵
Take-home pay
$25k/yr
$2k/mo
−$47k
🏠
Cost of living
−$34k
$40k/yr
🐖
Annual savings
−$9k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Split
$543/mo cheaper on rent alone
🔒
Safety
Split
0.8 homicides per 100k
🗳️
Democracy
Edinburgh
8.3/10 EIU index
☀️
Weather
63°F vs 86°F summers

Sun

How much sky you actually get

41% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
7.0h
Shortest day
Dec
8.9h
17.6h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechbiotechtourismeducation
Industries
active
Startup ecosystem
Moderate
🇺🇸 Your visa
Moderate
EU visa
Complex
RU visa
Moderate
UA visa
Partner can work immediately
Spouse works
Recognized (2+ yr)
unmarried partner / civil partnership
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Broad social grounds
Abortion access
On request
24 wk
Gestational limit
10 wk

Requires two doctors' approval under Abortion Act 1967, but broadly available up to 24 weeks.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Edinburgh vs Split — Common Questions

Is Edinburgh cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month there vs $1620/month in the other city (Numbeo data).

Which is safer, Edinburgh or Split?

Split is statistically safer based on UNODC homicide data. Edinburgh has a rate of 1.07 per 100,000 and Split has 0.77 per 100,000.

Should I move to Edinburgh or Split?

Edinburgh and Split are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Edinburgh or Split?

Edinburgh: UK Skilled Worker Visa (complex process, Up to 5 years). Split: no specific remote work visa. See each city's profile page for full requirements.

Which has better weather, Edinburgh or Split?

Split is warmer in summer (86°F vs 63°F). Edinburgh has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Edinburgh or Split without speaking the local language?

Edinburgh is easier for street-level English (100/100) than Split (74/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Edinburgh vs Split?

A 1-bedroom in the centre: $1077/month in Split, $1620/month in Edinburgh (Numbeo). That's 34% cheaper rent in Split.

Is Edinburgh or Split better for democracy and rule of law?

Edinburgh scores 8.3/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Edinburgh or Split?

Edinburgh scores higher on our composite healthcare index (83/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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