Townleap

Cost of Living: Florence vs Lisbon (2026)

Italy vs Portugal — relocation comparison

Your passport:
Florence
Lisbon
$1,316/mo
Rent

1BR centre

$1,616/mo
−$12k/yr
Take-home savings

At each city's local median pay

−$3k/yr
5 yr
PR path
5 yr
Impatriati Regime, Regime Forfettario, New Residents Flat Tax, 7% Retiree Flat Tax
Tax breaks

Open incentive regimes for newcomers

IFICI (NHR 2.0)
Freelance setup
Regime Forfettario
  • VAT-free under €85k
  • 26% social
  • €1000/yr accountant
WiseStripe
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRFlorence is 19% cheaper on rent ($1,316/mo vs $1,616/mo). Lisbon has milder winters (48°F vs 37°F lows). Both are solid options for settling down — the spreadsheet won't save you from this one.
Lisbon scores 79 to Florence's 69 on livability — the gap is real. Florence has its charms, but the numbers favor Lisbon.
Household
Florence
Metric
Lisbon
$712/mo
🛒
Living costs (no rent)
lower is better
$567/mo
$7,759
🧳
Cost to land
lower is better
$7,362
81 / 100
🛡️
Settler safety
higher is better
83 / 100
0.5 / 100k
🔒
Homicides
lower is better
0.7 / 100k
5.0 / 100k
🚗
Road deaths
lower is better
7.2 / 100k
58 / 100
🚨
Safety Index
higher is better
67 / 100
86°F
☀️
Summer high
personal taste
81°F
37°F
❄️
Winter low
personal taste
48°F
46 Mbps
Internet speed
higher is better
238 Mbps
10.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
10.6 μg/m³
83 / 100
🏥
Healthcare
higher is better
81 / 100
7.6 / 10
🗳️
Democracy
higher is better
8.1 / 10
6.5 / 9
🤝
Migrant acceptance
higher is better
6.7 / 9
25 / 100
🏳️‍🌈
Rainbow Index
higher is better
67 / 100
29/100
🗣️
Street English
higher is better
72/100
$62k
💼
GDP per capita (PPP)
higher is better
$52k
1.0% · Practically frozen
📈
Inflation
lower is better
2.4% · Boringly steady
89/100 — Mostly stable
Grid reliability
higher is better
78/100 — Mostly stable
87/100
🗽
Freedom House
higher is better
96/100
A median Software Engineer in Florence takes home $2,342/mo under Standard employee. In Lisbon: $3,150/mo under Standard employee.
$808/mo more in Lisbon
🎯 Florence's Impatriati Regime isn't modelled above — if you qualify, take-home would be $2,950/mo instead.
🎯 Lisbon's IFICI (NHR 2.0) isn't modelled above — if you qualify, take-home would be $3,691/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$45k
💰
Gross income
$64k
−$13k
🏛️
Income tax
Standard employee
−$19k
−$4k
🛡️
Social contributions
−$7k
$28k/yr
$2k/mo
💵
Take-home pay
$38k/yr
$3k/mo
−$40k
🏠
Cost of living
−$40k
−$12k/yr
🐖
Annual savings
−$3k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Florence
$301/mo cheaper on rent alone
🗳️
Democracy
Lisbon
8.1/10 EIU index
☀️
Weather
86°F vs 81°F summers
🗣️
English
Lisbon
higher proficiency score

Sun

How much sky you actually get

55% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
65% clear
Win
Spr
Sum
Fall
8.9h
Shortest day
Dec
9.5h
15.5h
Longest day
Jun
14.9h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fashion-leathertourismfood-winefintech
Industries
fintechhealthtechgreentechai
nascent
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Easy
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately
Not recognized
unione civile / convivenza di fatto (no immigration rights)
Partner pathway
Recognized (2+ yr)
união de facto
2,583/mo
Retiree visa
920/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit
10 wk

On request up to 90 days. 7-day waiting period. High rates of conscientious objection limit practical access.

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Civil union
Marriage
Legal
Step-child only
Adoption
Joint adoption
Yes
Job protection
Yes
No
Hate crime law
Yes

Florence vs Lisbon — Common Questions

Is Florence cheaper than Lisbon?

Florence is cheaper. A 1-bedroom apartment in city centre costs around $1316/month there vs $1616/month in the other city (Numbeo data).

Which is safer, Florence or Lisbon?

Florence is statistically safer based on UNODC homicide data. Florence has a rate of 0.55 per 100,000 and Lisbon has 0.69 per 100,000.

Should I move to Florence or Lisbon?

Lisbon scores 79 to Florence's 69 on livability — the gap is real. Florence has its charms, but the numbers favor Lisbon. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Florence or Lisbon?

Florence: Italy Digital Nomad Visa (moderate requirements, 1 year (renewable)). Lisbon: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). See each city's profile page for full requirements.

Which has better weather, Florence or Lisbon?

Florence is warmer in summer (86°F vs 81°F). Lisbon has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Florence or Lisbon without speaking the local language?

Lisbon is easier for street-level English (72/100) than Florence (29/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Florence vs Lisbon?

A 1-bedroom in the centre: $1316/month in Florence, $1616/month in Lisbon (Numbeo). That's 19% cheaper rent in Florence.

Is Florence or Lisbon better for democracy and rule of law?

Lisbon scores 8.1/10 on the EIU Democracy Index vs 7.6/10 for Florence. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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