Townleap

Cost of Living: Lagos vs Split (2026)

Portugal vs Croatia — relocation comparison

Your passport:
Lagos
Split
$1233/mo
Rent
$1077/mo
73/100
Livability
68/100
85/100
Safety
79/100
84/100
Healthcare
77/100
5 yr
PR path
84 Mbps
Internet
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRSplit is 13% cheaper on rent ($1077/mo vs $1233/mo). Lagos scores 8.1 vs 6.5 on democracy. You can get by in English in both — your Duolingo streak can wait.
Lagos edges ahead 73 to 68. Split isn't far behind — it depends what matters to you.
Household
Lagos
Metric
Split
$1233/mo
🏠
Rent (1BR centre)
$1077/mo
$518/mo
🛒
Living costs (no rent)
$670/mo
$5,682
🧳
Cost to land
$5,244
0.7 / 100k
🔒
Homicides
0.8 / 100k
28°C
☀️
Summer high
30°C
10°C
❄️
Winter low
4°C
84 Mbps
Internet speed
🌬️
Air quality (PM2.5)
8.9 μg/m³
8.1 / 10
🗳️
Democracy
6.5 / 10
100/100
🗣️
Street English
100/100
$52k
💼
GDP per capita
$50k
2.4% · Boringly steady
📈
Inflation
3.0% · Boringly steady
73 / 100
🏅
Livability Score
68 / 100
5 years
📋
Time to PR
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Split
$156/mo cheaper on rent alone
🗳️
Democracy
Lagos
8.1/10 EIU index
🗣️
English
Split
higher proficiency score

Sun

How much sky you actually get

62% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
9.7h
Shortest day
Dec
8.9h
14.7h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
declining
Inflation trend
improving
5 yrs
Time to PR
Moderate
🇺🇸 Your visa
Easy
EU visa
Complex
RU visa
Moderate
UA visa
Recognized (2+ yr)
união de facto
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
10 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

67/100
Rainbow Index
50/100
Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 13% cheaper in Split ($1077/mo vs $1233/mo for a 1BR city centre).
  • Summers are slightly warmer in Split (30°C vs 28°C).
  • Lagos scores higher on democracy (8.1 vs 6.5 / 10 EIU).

Lagos vs Split — Common Questions

Is Lagos cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $1233/month in the other city (Numbeo data).

Which is safer, Lagos or Split?

Lagos is statistically safer based on UNODC homicide data. Lagos has a rate of 0.72 per 100,000 and Split has 0.77 per 100,000.

Should I move to Lagos or Split?

Lagos edges ahead 73 to 68. Split isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

What's the cost of rent in Lagos vs Split?

A 1-bedroom in the centre: $1077/month in Split, $1233/month in Lagos (Numbeo). That's 13% cheaper rent in Split.

Is Lagos or Split better for democracy and rule of law?

Lagos scores 8.1/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Lagos or Split?

Lagos scores higher on our composite healthcare index (84/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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