Townleap

Cost of Living: Lisbon vs Malmo (2026)

Portugal vs Sweden — relocation comparison

Your passport:
Lisbon
Malmo
$1,616/mo
Rent

1BR centre

$1,092/mo
−$3k/yr
Take-home savings

At each city's local median pay

$10k/yr
5 yr
PR path
5 yr
IFICI (NHR 2.0)
Tax breaks

Open incentive regimes for newcomers

Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Enskild firma
  • VAT-free under €7k
  • 29% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRMalmo is 32% cheaper on rent ($1,092/mo vs $1,616/mo). Malmo scores 9.4 vs 8.1 on democracy. Both countries will let you complain about the government in public — and mean it.
Too close to call — 79 vs 75. Lisbon has a slight edge, but Malmo might suit you better depending on your priorities.
Household
Lisbon
Metric
Malmo
$567/mo
🛒
Living costs (no rent)
lower is better
$692/mo
$7,362
🧳
Cost to land
lower is better
$2,979
83 / 100
🛡️
Settler safety
higher is better
84 / 100
0.7 / 100k
🔒
Homicides
lower is better
1.1 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
2.1 / 100k
67 / 100
🚨
Safety Index
higher is better
45 / 100
81°F
☀️
Summer high
personal taste
68°F
48°F
❄️
Winter low
personal taste
30°F
238 Mbps
Internet speed
higher is better
84 Mbps
10.6 μg/m³
🌬️
Air quality (PM2.5)
lower is better
7.3 μg/m³
81 / 100
🏥
Healthcare
higher is better
84 / 100
8.1 / 10
🗳️
Democracy
higher is better
9.4 / 10
6.7 / 9
🤝
Migrant acceptance
higher is better
7.9 / 9
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
64 / 100
72/100
🗣️
Street English
higher is better
71/100
$52k
💼
GDP per capita (PPP)
higher is better
$72k
2.4% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
78/100 — Mostly stable
Grid reliability
higher is better
93/100 — Reliable
96/100
🗽
Freedom House
higher is better
99/100
A median Software Engineer in Lisbon takes home $3,150/mo under Standard employee. In Malmo: $3,686/mo under Standard employee.
$536/mo more in Malmo
🎯 Lisbon's IFICI (NHR 2.0) isn't modelled above — if you qualify, take-home would be $3,691/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$64k
💰
Gross income
$78k
−$19k
🏛️
Income tax
Standard employee
−$28k
−$7k
🛡️
Social contributions
−$5k
$38k/yr
$3k/mo
💵
Take-home pay
$44k/yr
$4k/mo
−$40k
🏠
Cost of living
−$35k
−$3k/yr
🐖
Annual savings
$10k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Malmo
$525/mo cheaper on rent alone
🔒
Safety
Lisbon
0.7 homicides per 100k
🗳️
Democracy
Malmo
9.4/10 EIU index
☀️
Weather
81°F vs 68°F summers

Sun

How much sky you actually get

65% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
43% clear
Win
Spr
Sum
Fall
9.5h
Shortest day
Dec
7.0h
14.9h
Longest day
Jun
17.5h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechhealthtechgreentechai
Industries
biotechgamingictcleantech
active
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately
Recognized (2+ yr)
união de facto
Partner pathway
Recognized
sambo
920/mo
Retiree visa

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
18 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

On request up to 18 weeks. Between 18-22 weeks requires board approval.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Lisbon vs Malmo — Common Questions

Is Lisbon cheaper than Malmo?

Malmo is cheaper. A 1-bedroom apartment in city centre costs around $1092/month there vs $1616/month in the other city (Numbeo data).

Which is safer, Lisbon or Malmo?

Lisbon is statistically safer based on UNODC homicide data. Lisbon has a rate of 0.69 per 100,000 and Malmo has 1.10 per 100,000.

Should I move to Lisbon or Malmo?

Too close to call — 79 vs 75. Lisbon has a slight edge, but Malmo might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Lisbon or Malmo?

Lisbon: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). Malmo: Sweden Self-Employment Permit (complex process, 2 years (renewable)). See each city's profile page for full requirements.

Which has better weather, Lisbon or Malmo?

Lisbon is warmer in summer (81°F vs 68°F). Malmo has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Lisbon vs Malmo?

A 1-bedroom in the centre: $1092/month in Malmo, $1616/month in Lisbon (Numbeo). That's 32% cheaper rent in Malmo.

Is Lisbon or Malmo better for democracy and rule of law?

Malmo scores 9.4/10 on the EIU Democracy Index vs 8.1/10 for Lisbon. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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