Townleap

Cost of Living: Madrid vs Split (2026)

Spain vs Croatia — relocation comparison

Your passport:
72
Livability Score
🇪🇸 Madrid
Spain
Full profile
68
Livability Score
🇭🇷 Split
Croatia
Full profile
Madrid
Split
$1498/mo
Rent
$1077/mo
72/100
Livability
68/100
87/100
Safety
79/100
86/100
Healthcare
77/100
5 yr
PR path
94 Mbps
Internet
Autónomo
Freelance setup

Wise ✓ · Wise ✓

Obrt
Beckham Law (Régimen Especial)
Tax breaks

Open incentive regimes for newcomers

Sourced from Numbeo · Updated April 2026

TL;DRSplit is 28% cheaper on rent ($1077/mo vs $1498/mo). Madrid scores 8.1 vs 6.5 on democracy. Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 72 vs 68. Madrid has a slight edge, but Split might suit you better depending on your priorities.
Household
Madrid
Metric
Split
$1498/mo
🏠
Rent (1BR centre)
$1077/mo
$627/mo
🛒
Living costs (no rent)
$670/mo
$7,448
🧳
Cost to land
$5,244
0.6 / 100k
🔒
Homicides
0.8 / 100k
29 / 100
🚨
Crime perception
lower is better
31°C
☀️
Summer high
30°C
1°C
❄️
Winter low
4°C
94 Mbps
Internet speed
9.1 μg/m³
🌬️
Air quality (PM2.5)
8.9 μg/m³
8.1 / 10
🗳️
Democracy
6.5 / 10
38/100
🗣️
Street English
74/100
$58k
💼
GDP per capita
$50k
2.8% · Boringly steady
📈
Inflation
3.0% · Boringly steady
72 / 100
🏅
Livability Score
68 / 100
70/100 — Mostly stable
Grid reliability
90/100
🗽
Freedom House
5 years
📋
Time to PR

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Split
$421/mo cheaper on rent alone
🗳️
Democracy
Madrid
8.1/10 EIU index
🗣️
English
Split
higher proficiency score

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
financeconsultingtechmedia
Industries
hub
Startup ecosystem
70/100
Grid reliability
5 yrs
Time to PR
Moderate
🇺🇸 Your visa
Easy
EU visa
Complex
RU visa
Moderate
UA visa
Partner can work immediately
Spouse works
2,400/mo
Retiree visa
Beckham Law (Régimen Especial)
Tax breaks

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
14 wk
Gestational limit
10 wk

On request up to 14 weeks. 2023 reform removed mandatory waiting period.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

The Short Version

  • Rent is 28% cheaper in Split ($1077/mo vs $1498/mo for a 1BR city centre).
  • Summers are slightly warmer in Madrid (31°C vs 30°C).
  • Madrid scores higher on democracy (8.1 vs 6.5 / 10 EIU).
  • Street-level English is easier in Split (74/100 vs 38/100).

Madrid vs Split — Common Questions

Is Madrid cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $1498/month in the other city (Numbeo data).

Which is safer, Madrid or Split?

Madrid is statistically safer based on UNODC homicide data. Madrid has a rate of 0.61 per 100,000 and Split has 0.77 per 100,000.

Should I move to Madrid or Split?

Too close to call — 72 vs 68. Madrid has a slight edge, but Split might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Madrid or Split?

Madrid: Spain Digital Nomad Visa (moderate requirements, 1 year (renewable to 5)). Split: no specific remote work visa. See each city's profile page for full requirements.

Can I live in Madrid or Split without speaking the local language?

Split is easier for street-level English (74/100) than Madrid (38/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Madrid vs Split?

A 1-bedroom in the centre: $1077/month in Split, $1498/month in Madrid (Numbeo). That's 28% cheaper rent in Split.

Is Madrid or Split better for democracy and rule of law?

Madrid scores 8.1/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Madrid or Split?

Madrid scores higher on our composite healthcare index (86/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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