Townleap

Cost of Living: Florence vs Malmo (2026)

Italy vs Sweden — relocation comparison

Your passport:
Florence
Malmo
$1,316/mo
Rent

1BR centre

$1,092/mo
−$12k/yr
Take-home savings

At each city's local median pay

$10k/yr
5 yr
PR path
5 yr
Impatriati Regime, Regime Forfettario, New Residents Flat Tax, 7% Retiree Flat Tax
Tax breaks

Open incentive regimes for newcomers

—
Freelance setup
Regime Forfettario
  • VAT-free under €85k
  • 26% social
  • €1000/yr accountant
WiseStripe
Enskild firma
  • VAT-free under €7k
  • 29% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRMalmo is 17% cheaper on rent ($1,092/mo vs $1,316/mo). Florence is safer — homicide rate 0.5 vs 1.1 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
Malmo edges ahead 75 to 69. Florence isn't far behind — it depends what matters to you.
How the livability score breaks down
Florence
Malmo
16.2/25
💰 Affordability
18.4/25
14.5/15
🔒 Violent Crime
13.9/15
5.8/10
🛡️ Perceived Safety
4.5/10
3.5/15
⚡ Internet
6.3/15
11.4/15
🗳️ Democracy
14.1/15
5.4/10
🗣️ English
8.6/10
7.5/10
☀️ Climate
7.5/10
9/10
📊 Stability
7.2/10
8.8/10
🚗 Road Safety
10/10
7.4/10
🕊️ Geopolitical Safety
7.2/10
Household
Florence
Metric
Malmo
$712/mo
🛒
Living costs (no rent)
lower is better
$692/mo
$7,759
🧳
Cost to land
lower is better
$2,979✓
81 / 100
🛡️
Settler safety
higher is better
84 / 100
✓0.5 / 100k
🔒
Homicides
lower is better
1.1 / 100k
5.0 / 100k
🚗
Road deaths
lower is better
2.1 / 100k✓
✓58 / 100
🚨
Safety Index
higher is better
45 / 100
86°F
☀️
Summer high
personal taste
68°F
37°F
❄️
Winter low
personal taste
30°F
46 Mbps
⚡
Internet speed
higher is better
84 Mbps✓
10.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
7.3 μg/m³✓
83 / 100
🏥
Healthcare
higher is better
84 / 100
7.6 / 10
🗳️
Democracy
higher is better
9.4 / 10✓
6.5 / 9
🤝
Migrant acceptance
higher is better
7.9 / 9✓
25 / 100
🏳️‍🌈
Rainbow Index
higher is better
64 / 100✓
29/100
🗣️
Street English
higher is better
71/100✓
$62k
💼
GDP per capita (PPP)
higher is better
$72k✓
✓1.0% · Practically frozen
📈
Inflation
lower is better
2.8% · Boringly steady
89/100 — Mostly stable
⚡
Grid reliability
higher is better
93/100 — Reliable
87/100
🗽
Freedom House
higher is better
99/100✓
A median Software Engineer in Florence takes home $2,342/mo under Standard employee. In Malmo: $3,686/mo under Standard employee.
$1,345/mo more in Malmo
🎯 Florence's Impatriati Regime isn't modelled above — if you qualify, take-home would be $2,950/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$45k
💰
Gross income
$78k
−$13k
🏛️
Income tax
Standard employee
−$28k
−$4k
🛡️
Social contributions
−$5k
$28k/yr
$2k/mo
💵
Take-home pay
$44k/yr✓
$4k/mo
−$40k
🏠
Cost of living
−$35k
−$12k/yr
🐖
Annual savings
$10k/yr✓
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Malmo
$224/mo cheaper on rent alone
🔒
Safety
Florence
0.5 homicides per 100k
🗳️
Democracy
Malmo
9.4/10 EIU index
☀️
Weather
—
86°F vs 68°F summers
🗣️
English
Malmo
higher proficiency score

Sun

How much sky you actually get

55% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
43% clear
Win
Spr
Sum
Fall
8.9h
Shortest day
Dec
7.0h
15.5h
Longest day
Jun
17.5h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable →
Democracy trend
stable →
improving ↑
Inflation trend
improving ↑
fashion-leathertourismfood-winefintech
Industries
biotechgamingictcleantech
nascent
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Easy
UA visa
Moderate
✅ Partner can work immediately
Spouse works
✅ Partner can work immediately
Not recognized
unione civile / convivenza di fatto (no immigration rights)
Partner pathway
Recognized
sambo
€2,583/mo
Retiree visa
—

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit
18 wk

On request up to 90 days. 7-day waiting period. High rates of conscientious objection limit practical access.

On request up to 18 weeks. Between 18-22 weeks requires board approval.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Civil union
Marriage
Legal
Step-child only
Adoption
Joint adoption
Yes
Job protection
Yes
No
Hate crime law
Yes

Florence vs Malmo — Common Questions

Is Florence cheaper than Malmo?▾

Malmo is cheaper. A 1-bedroom apartment in city centre costs around $1092/month there vs $1316/month in the other city (Numbeo data).

Which is safer, Florence or Malmo?▾

Florence is statistically safer based on UNODC homicide data. Florence has a rate of 0.55 per 100,000 and Malmo has 1.10 per 100,000.

Should I move to Florence or Malmo?▾

Malmo edges ahead 75 to 69. Florence isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Florence or Malmo?▾

Florence: Italy Digital Nomad Visa (moderate requirements, 1 year (renewable)). Malmo: Sweden Self-Employment Permit (complex process, 2 years (renewable)). See each city's profile page for full requirements.

Which has better weather, Florence or Malmo?▾

Florence is warmer in summer (86°F vs 68°F). Malmo has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Florence or Malmo without speaking the local language?▾

Malmo is easier for street-level English (71/100) than Florence (29/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Florence vs Malmo?▾

A 1-bedroom in the centre: $1092/month in Malmo, $1316/month in Florence (Numbeo). That's 17% cheaper rent in Malmo.

Is Florence or Malmo better for democracy and rule of law?▾

Malmo scores 9.4/10 on the EIU Democracy Index vs 7.6/10 for Florence. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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