Townleap

Cost of Living: Funchal vs Lisbon (2026)

Portugal vs Portugal — relocation comparison

Your passport:
Funchal
Lisbon
$1568/mo
Rent
$1616/mo
71/100
Livability
79/100
85/100
Safety
83/100
84/100
Healthcare
81/100
5 yr
PR path
5 yr
Internet
238 Mbps
Tax breaks

Open incentive regimes for newcomers

IFICI (NHR 2.0)
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRFunchal and Lisbon are surprisingly similar on the numbers. Both cities will charge you about the same to exist.
Lisbon edges ahead 79 to 71. Funchal isn't far behind — it depends what matters to you.
Household
Funchal
Metric
Lisbon
$1568/mo
🏠
Rent (1BR centre)
$1616/mo
$487/mo
🛒
Living costs (no rent)
$567/mo
$7,039
🧳
Cost to land
$7,362
0.7 / 100k
🔒
Homicides
0.7 / 100k
🚨
Crime perception
lower is better
33 / 100
24°C
☀️
Summer high
27°C
13°C
❄️
Winter low
9°C
Internet speed
238 Mbps
4.9 μg/m³
🌬️
Air quality (PM2.5)
10.6 μg/m³
8.1 / 10
🗳️
Democracy
8.1 / 10
100/100
🗣️
Street English
100/100
$52k
💼
GDP per capita
$52k
2.4% · Boringly steady
📈
Inflation
2.4% · Boringly steady
71 / 100
🏅
Livability Score
79 / 100
Grid reliability
78/100 — Mostly stable
🗽
Freedom House
96/100
5 years
📋
Time to PR
5 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Funchal
$48/mo cheaper on rent alone
☀️
Weather
24°C vs 27°C summers

Sun

How much sky you actually get

45% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
65% clear
Win
Spr
Sum
Fall
10.0h
Shortest day
Dec
9.5h
14.3h
Longest day
Jun
14.9h

Sun clocks out early in Lisbon's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
declining
Inflation trend
improving
Industries
fintechhealthtechgreentechai
Startup ecosystem
active
Grid reliability
78/100
5 yrs
Time to PR
5 yrs
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately
Recognized (2+ yr)
união de facto
Partner pathway
Recognized (2+ yr)
união de facto
920/mo
Retiree visa
920/mo
Tax breaks
IFICI (NHR 2.0)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
10 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

67/100
Rainbow Index
67/100
Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 3% cheaper in Funchal ($1568/mo vs $1616/mo for a 1BR city centre).
  • Summers are slightly warmer in Lisbon (27°C vs 24°C).

Funchal vs Lisbon — Common Questions

Is Funchal cheaper than Lisbon?

Funchal is cheaper. A 1-bedroom apartment in city centre costs around $1568/month in Funchal vs $1616/month in the other city (Numbeo data).

Which is safer, Funchal or Lisbon?

Lisbon is statistically safer based on UNODC homicide data. Funchal has a rate of 0.72 per 100,000 and Lisbon has 0.69 per 100,000.

Should I move to Funchal or Lisbon?

Lisbon edges ahead 79 to 71. Funchal isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Funchal or Lisbon?

Funchal: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). Lisbon: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). See each city's profile page for full requirements.

Which has better weather, Funchal or Lisbon?

Lisbon is warmer in summer (27°C vs 24°C). Funchal has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Funchal vs Lisbon?

A 1-bedroom in the centre: $1568/month in Funchal, $1616/month in Lisbon (Numbeo). That's 3% cheaper rent in Funchal.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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